Bridging Finance Specialists
   

Bridge the Gap.
Close the Deal.

   

Brugfin (Pty) Ltd provides fast, flexible short-term bridging finance to property buyers and developers across South Africa — turning time-sensitive opportunities into done deals.

   
      Apply for Finance       How It Works    
 
 
   
     
48h
     
Typical Approval
   
   
     
R50M+
     
Funding Capacity
   
   
     
100%
     
SA Focused
   
 
 
       

Simple. Fast. Reliable.

   

We understand that property transactions move quickly. Our streamlined process gets you funded without unnecessary delays.

   
     
       
01
       

Submit Your Application

       

Complete our straightforward enquiry form with your property and funding details. No lengthy paperwork upfront.

     
     
       
02
       

Credit Assessment

       

Our team conducts a rapid credit and security assessment, evaluating the property and repayment source.

     
     
       
03
       

Receive Your Offer

       

We issue a clear term sheet outlining the loan amount, term, and costs — typically within 48 hours of submission.

     
     
       
04
       

Funds Disbursed

       

Once documentation is signed and security registered, funds are transferred directly. Your deal closes on time.

     
   
 
 
       

Bridging Finance Tailored
to Property Transactions

   

Purpose-built short-term funding products for every stage of the property journey.

   
     
       
⬡
       

Residential Bridging

       

Finance the purchase of your new home before your existing property sells — no forced sales, no missed opportunities.

       
             
  • Pending proceeds on sold property
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  • Bond approval bridging
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  • Terms from 1 to 12 months
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  • Competitive interest rates
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◈
       

Developer Finance

       

Short-term capital to bridge construction completion, pre-sales, or the gap to long-term development funding.

       
             
  • Construction completion finance
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  • Pre-sale stock bridging
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  • Land acquisition bridging
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  • Flexible drawdown structures
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◇
       

Commercial Bridging

       

Fast-tracked short-term funding for commercial property acquisitions and refinancing against registered security.

       
             
  • Office, retail & industrial assets
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  • Registered bond security
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  • Refinancing solutions
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  • Up to 60% LTV
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Speed & Certainty
When It Matters Most

       

In property, timing is everything. Brugfin combines deep market knowledge with fast decision-making to deliver funding you can count on.

       
         
           
✓
           
             

Swift Decisions, No Red Tape

             

Our principals make credit decisions directly — no committees, no delays. You'll have a clear answer within 48 hours.

           
         
         
           
✓
           
             

Property-Specialist Expertise

             

We understand the South African property market intimately — from Cape Town to Johannesburg — and structure finance accordingly.

           
         
         
           
✓
           
             

Transparent, Fixed Costs

             

No hidden fees. Your term sheet clearly states all costs upfront so you can make informed decisions with confidence.

           
         
         
           
✓
           
             

South African Registered Entity

             

Brugfin (Pty) Ltd is a locally registered South African company, fully compliant with applicable lending legislation.

           
         
       
     
     
       
         
           
Brug
fin
           
           
Bridging the Gap
in Property Finance
         
       
     
   
 
 
       

Who Qualifies?

   

We fund property buyers, sellers and developers across South Africa who meet our straightforward criteria.

   
     
       
🏠
       

Registered Property

       

Security must be South African immovable property with clear title.

     
     
       
📋
       

Signed Sale Agreement

       

A valid deed of sale or OTP (Offer to Purchase) for the underlying transaction.

     
     
       
💰
       

Identifiable Repayment

       

A clear and verifiable source of repayment — bond proceeds, sale proceeds, or refinance.

     
     
       
🏢
       

Individuals & Entities

       

Natural persons, companies, trusts, and close corporations all considered.

     
     
       
📍
       

Nationwide Coverage

       

We fund transactions across all major South African provinces and metropolitan areas.

     
     
       
⏱
       

Terms 1–12 Months

       

Short-term facilities aligned to the timeline of your property transaction.

     
   
 
 
   
     
               

Ready to Bridge
Your Next Deal?

       

Submit your enquiry and a Brugfin specialist will contact you within one business day to discuss your funding requirements.

       
         
✉
         
            Email            

boet.nothnagel@harcourts.co.za

         
       
       
         
☏
         
            Phone            

Tel: 065 255 1893
Cell: +27 (0) 79 395 3564

         
       
       
         
◎
         
            Registered Office            

Brugfin (Pty) Ltd
Suiderkruis 44, Steiltes
Mpumalanga, 1213

         
       
     
     
       
Bridging Finance Enquiry